Finvision
Offline money planner for iPhone
Know what you can safely spend today.
Without breaking your month. One honest number — recalculated the moment money moves — and an AI owl named Penny who knows your numbers but never shares them.
- Left to spend
- Penny AI
- 100% on-device
- Goals
- Widgets





Meet Penny, your AI money owl
Penny knows your last six months of patterns and answers anything about your money in plain language — honestly, in seconds, without judgment.
- You can safely spend €47 today.
- That’s tight — €12 left this month.
- You’re on track for your Europe trip.
Raw transactions never leave your iPhone — Penny sends only a short budget summary and your question. Never names, amounts, or details.

